Terms & Conditions

Last Updated: January 15, 2025

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and AI Tools Courses ("Company," "we," "us," or "our") regarding your access to and use of the website https://raginiai.org and all related services, courses, and content (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Services.

2. Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that:

  • You are at least 18 years of age
  • You have the legal capacity to enter into binding contracts
  • You will comply with these Terms and all applicable laws
  • All information you provide is accurate and complete

3. Account Registration

3.1 Account Creation

To access certain features of our Services, you must create an account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and update your information to keep it accurate and complete
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized use of your account
  • Accept responsibility for all activities that occur under your account

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your account password. We are not liable for any loss or damage arising from your failure to protect your account credentials.

4. Course Enrollment and Access

4.1 License Grant

Upon successful purchase of a course, we grant you a limited, non-exclusive, non-transferable, revocable license to access and view the course content for your personal, non-commercial use only.

4.2 Access Period

Unless otherwise specified, purchased courses provide lifetime access to the enrolled student. However, we reserve the right to modify or discontinue courses with reasonable notice.

4.3 Course Content

All course materials, including videos, documents, quizzes, and other content, are provided for educational purposes only. You may not:

  • Download, reproduce, distribute, or share course content
  • Use course content for commercial purposes
  • Modify, create derivative works, or reverse engineer course materials
  • Share your account credentials with others
  • Circumvent any access control or security measures

5. Pricing and Payment

5.1 Course Pricing

All prices are displayed in United States Dollars (USD) and are subject to change without notice. We reserve the right to modify course prices at any time, but price changes will not affect purchases already completed.

5.2 Payment Processing

Payment is required at the time of course purchase. We accept payment through secure third-party payment processors. By providing payment information, you authorize us to charge the specified amount for your purchase.

5.3 Taxes

Prices do not include applicable taxes, which will be calculated and added at checkout based on your billing address.

5.4 Failed Payments

If payment fails or is declined, we may suspend or terminate your access to purchased courses until payment is successfully processed.

6. Refund Policy

Please refer to our separate Refund Policy for detailed information about refunds, cancellations, and money-back guarantees. The Refund Policy is incorporated into these Terms by reference.

7. Intellectual Property Rights

7.1 Our Intellectual Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, images, videos, audio, software, and course materials, are owned by AI Tools Courses or our licensors and are protected by United States and international copyright, trademark, patent, and other intellectual property laws.

7.2 Trademarks

The AI Tools Courses name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of our Company. You may not use these marks without our prior written permission.

7.3 User-Generated Content

If you submit or post content to our platform (such as reviews, comments, or forum posts), you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display such content in connection with our Services.

8. User Conduct

You agree not to:

  • Violate any applicable laws or regulations
  • Infringe upon the intellectual property rights of others
  • Transmit any harmful, offensive, or inappropriate content
  • Harass, threaten, or harm other users
  • Impersonate any person or entity
  • Use our Services for any fraudulent or illegal purpose
  • Interfere with or disrupt the operation of our Services
  • Attempt to gain unauthorized access to our systems
  • Use automated tools or bots to access our Services
  • Engage in data scraping or harvesting

9. Certifications and Credentials

Upon successful completion of a course, you may receive a certificate of completion. These certificates are for personal use and professional development. They do not constitute academic credit, professional licensure, or official accreditation unless explicitly stated.

10. Third-Party Links and Services

Our Services may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of third-party websites. You acknowledge and agree that we shall not be liable for any damages arising from your use of third-party services.

11. Disclaimers

11.1 Educational Content

Our courses are provided for educational and informational purposes only. We do not guarantee specific results, career outcomes, or skill mastery. Your success depends on various factors including your effort, prior knowledge, and external circumstances.

11.2 Service Availability

We strive to maintain uninterrupted access to our Services, but we do not guarantee that our Services will always be available, error-free, or free from viruses or other harmful components. We reserve the right to modify, suspend, or discontinue any part of our Services at any time.

11.3 No Warranties

OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, AI TOOLS COURSES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

  • Your use or inability to use our Services
  • Any unauthorized access to or use of our servers
  • Any bugs, viruses, or harmful code transmitted through our Services
  • Any errors or omissions in course content
  • Any conduct or content of third parties

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM YOUR USE OF THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.

13. Indemnification

You agree to indemnify, defend, and hold harmless AI Tools Courses, its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

  • Your use of our Services
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Your violation of applicable law

14. Termination

14.1 Termination by You

You may terminate your account at any time by contacting us. Termination does not entitle you to a refund of any fees paid.

14.2 Termination by Us

We reserve the right to suspend or terminate your account and access to our Services at any time, with or without notice, for any reason, including but not limited to:

  • Violation of these Terms
  • Fraudulent or illegal activity
  • Request by law enforcement or government agencies
  • Extended periods of inactivity

14.3 Effect of Termination

Upon termination, your right to use our Services will immediately cease. We may delete your account and all associated data. Provisions that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

15. Dispute Resolution

15.1 Governing Law

These Terms are governed by and construed in accordance with the laws of the State of West Virginia, United States, without regard to its conflict of law principles.

15.2 Arbitration

Any dispute arising from these Terms or your use of our Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in West Virginia, United States.

15.3 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

16. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our Services after changes are posted constitutes acceptance of the modified Terms.

17. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely reflects the original intent.

18. Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and AI Tools Courses regarding your use of our Services and supersede all prior agreements and understandings.

19. Contact Information

If you have any questions about these Terms, please contact us:

AI Tools Courses

18631 Durgan Village, Port Wilburnbury, WV 34599, United States

Phone: +1 815 268 6541

Email: [email protected]

Registration Number: 68399445